Monday, January 14, 2008

i agree with annette

Woot to Dave Ramsey and I love my husband. I wouldn't have the vision I do without them. We do it all together: budgeting, grocery shopping, affirming that the huge checks we're writing should indeed be written.

Tonight Mark and I worked our second month's budget. Check it: we paid off 1/6 of our car this evening. We will be done paying off the car by May.

Two scenarios could occur over the course of the next 2 years. One: we don't get pregnant and pay off our debt in less than a year, save up for a house, and fully fund our Emergency Fund. Two: we get pregnant, pay off all our debt, save up for a house and continue to fund our Emergency Fund. Either way, give it three years and we have the potential to have no debt, own a home, $10,000 in the bank and niños.

Gracias a Dios, no? I am extremely thankful we are American and that Abraham had faith.

4 comments:

Michael said...

We've gotten our financial peace packet and will be starting baby step one post haste. Good luck to you two! Way to do things the right way.

Annette said...

YAY! Great job, Mike!

Josh K said...

I vote ninos.

just a sandor said...

Woot, Mike! I am so happy for you guys too! I am loving this underground movement. It's SO not about greed either.

Josh: thanks for the vote. You and my FSH need to have a discussion. :) jk jk...I vote niños, too!